Accidents involving an 18 Wheeler could result in serious injury to a person’s body or property. In fact, most of them do. More serious injuries and property damage occurs when an 18 Wheeler is involved in an accident. That is because these trucks are massive and carry heavy loads which make them more difficult. Most truckers will be insured and it may be necessary to file a claim against their insurance in order to get compensated for injury. Filing an insurance claim may be difficult due to some common practices truckers and the companies they represent do in order to hider claims or make them less fair. Only skilled 18 Wheeler Accident Attorneys understand how to navigate these road blocks to get their client the compensation they are entitled to.
It can be difficult to know who to file an insurance claim against. The trucker may be represented by a number of different parties and they may point fingers at the different insurance companies to say who is responsible. There could be driver insurance or truck insurance or a major insurance company representing the entire business. No matter who they are handling the claims insurance companies will do what they can to make it so they don’t have too pay out too much. 18 Wheeler accidents are much more complicated than your average accident insurance claim. It is necessary to have 18 Wheeler Accident Attorneys on your side in order to have the most successful outcome.
It is possible that a trucker hit your car and then just drove off. This is commonly referred to as a, “hit and run.” This can be very traumatic for the victim. Police should be called right away and the victim should try their best to recall details and describe the vehicle that hit them. It is important that the injured party tries to see the name of the company the driver represents. If this information is not attainable perhaps look for other identifiable details. Having a description as well as the license plate number is going to make identifying the driver as well as the insurance company a little easier. Give this information to 18 Wheeler Accident Attorneys so they can review the information and use it, along side police officers, to track down the responsible party. It is also good practice to have a copy of the police report for the insurance claim. Once the driver is caught he or she will be arrested. The insurance claim can then be filed.
The only way to receive compensation from an uninsured driver is to sue them from their own pocket. It is also possible that a victims own insurance company may compensate for the accident. This is called under-insured or uninsured motorist coverage. In the event that property or person is damaged by someone driving without insurance then they victims insurance will cover the damage. This includes 18 Wheeler accidents. Speak with 18 Wheeler Accident Attorneys as well as your insurance company to know if this is a viable option after an accident. Many states don’t offer this as an insurance option so make sure you are clear on your policy.
When a trucker is liable for a victim’s injuries and damages then the victim normally looks to the trucker’s parent company. Trucking companies usually have their own insurance to cover the high cost of accidents. They will send their representatives out to accident scenes and try to compensate victims right from the scene. This practice is unfair to victims as it puts them in a position where they are being asked important questions while they are still in shock and under duress. It is best to not discuss anything with the insurance company until speaking with 18 Wheeler Accident Attorneys.
18 Wheeler Accident Attorneys have seen it all. The way that insurance companies will try and scheme their way out of paying victims. Good 18 Wheeler Accident Attorneys will take a look at all the facts and come up with a fair settlement number. If the insurance company wants to play hardball the case will go to court but normally this does not happen.
The chances of being seriously injured in an 18 Wheeler accident are very high. There is also a high risk of death. This is why 18 Wheeler drivers need to be held accountable for the way they drive. They need to be committed to perfection when behind the wheel of an 18 Wheeler. They cannot put people and other drivers at risk. If they do cause injury to another person or property their insurance companies are liable to pay the injured party. The best way to receive this compensation is via the help of 18 Wheeler Accident Attorneys.